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Kemas kini terakhir: 8 November 2026
Maklumat umum sahaja
Kandungan laman ini untuk maklumat umum dan pendidikan sahaja. Ia bukan nasihat pelaburan, cukai atau undang-undang, dan bukan tawaran atau ajakan untuk membeli atau menjual mana-mana produk pelaburan. Keputusan pelaburan perlu dibuat berdasarkan objektif, keadaan kewangan dan profil risiko anda sendiri.
Risiko pelaburan
Pelaburan melibatkan risiko. Pelaburan unit trust dan PRS tertakluk kepada risiko termasuk risiko kehilangan modal. Harga unit dan agihan pendapatan (jika ada) boleh naik dan turun. Prestasi lalu bukan petunjuk prestasi masa depan.
Dokumen produk
Pelabur dinasihatkan membaca dan memahami Prospektus / Memorandum Maklumat (untuk unit trust) atau Disclosure Document (untuk PRS), serta Product Highlights Sheet (PHS), sebelum melabur. Dokumen ini boleh didapati daripada perunding anda atau laman rasmi pengurus dana.
Ilustrasi dan cukai
Contoh dan pengiraan di laman ini hanya ilustrasi, bukan unjuran pulangan. Pengiraan cukai adalah anggaran sahaja; sila rujuk LHDN atau perunding cukai.
Pautan luar
Laman ini memaut ke laman lain, termasuk khairulkhalis.com, laman Manulife Investments dan WhatsApp. Kami tidak bertanggungjawab ke atas kandungan atau amalan privasi laman tersebut.
Status perunding
Khairul Khalis ialah perunding unit trust (UTC) dan PRS berdaftar FIMM (F01065736), mewakili Manulife Investment Management (M) Berhad melalui MaxWealth Consultancy.
Servis lain
Takaful, insurans, wasiat dan hibah dikendalikan oleh ahli pasukan atau pihak yang berlesen atau berdaftar untuk bidang masing-masing. Bimbingan hutang dan pendidikan kewangan adalah maklumat umum, dan MaxWealth Consultancy bukan pemberi pinjaman.
General information only
The content on this site is for general information and education only. It is not investment, tax or legal advice, and is not an offer or solicitation to buy or sell any investment product. Investment decisions should be based on your own objectives, financial situation and risk profile.
Investment risk
Investing involves risk. Unit trust and PRS investments are subject to risks, including the risk of capital loss. Unit prices and income distributions (if any) may go down as well as up. Past performance is not indicative of future performance.
Product documents
Investors are advised to read and understand the Prospectus / Information Memorandum (for unit trusts) or Disclosure Document (for PRS), and the Product Highlights Sheet (PHS), before investing. These are available from your consultant or the fund manager’s official website.
Illustrations and tax
Examples and calculations on this site are illustrations only, not projections of returns. Tax calculations are estimates only; please refer to LHDN or a tax adviser.
External links
This site links to other sites, including khairulkhalis.com, the Manulife Investments site and WhatsApp. We are not responsible for their content or privacy practices.
Consultant status
Khairul Khalis is a FIMM-registered unit trust (UTC) and PRS consultant (F01065736), representing Manulife Investment Management (M) Berhad through MaxWealth Consultancy.
Other services
Takaful, insurance, wills and hibah are handled by team members or parties licensed or registered in those fields. Debt guidance and financial education are general information, and MaxWealth Consultancy is not a lender.